If you possess credit card, are subject to to receive a linking from its administrator of cards, with you offer of a capitalizaton plan where you contribute with until R$ 100,00 for month, she concurs the periodic prizes in the stated period of validity of the plan and later she receives the money applied with income. To the first sight, the proposal seems tempting, but in the truth venda of heading of the capitalizaton is one, as the offered ones for banks and financial institutions and you certainly will leave losing. The drawing functions as a lottery and the possibilities to earn are practically null. Therefore, before adhering to the program, it knows at least what it will be contracting, because the last information are superficial and alone they speak in advantages.